Use case

Modernize an existing portfolio

For MGAs and insurers who want to digitize their legacy portfolios without rebuilding everything from scratch or tying up their IT department for 18 months.

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Wholesale brokers, MGAs and insurers

Who is this use case for?

You manage one or several legacy portfolios, some built over decades. They're still profitable, but they run on aging tools: a proprietary back-office that no longer evolves, outdated extranets, Excel files shared between case handlers, data scattered across multiple systems.

You know this technical debt is costing you: in productivity, in service quality, in steering capacity, in attractiveness to your broker partners. But the idea of wiping the slate clean with a major IT project holds you back, because the operational risk is real and the ROI hard to guarantee.

The problem

A legacy portfolio is debt that keeps piling up

Most existing portfolios still rely on a stack that hasn't kept pace with the market:

A proprietary back-office that has become rigid to evolve

Data scattered across files, extranets and internal tools

Manual handling processes that weigh on team productivity

A dated user experience, miles away from what new entrants offer

The result: every endorsement, every renewal, every service request takes more time than it should. Steering is done by hand, data isn't always reliable, and regulatory or product changes turn into full-blown projects. Meanwhile, your digital competitors are gaining ground with your distribution networks.

Why it matters

Take back control of your legacy portfolios

For a long time, modernizing an existing portfolio was only conceivable as a major overhaul project: long, costly, risky. With Korint, the approach changes. You take back control step by step, portfolio by portfolio, limiting operational risk and generating value within the first few months.

Modernizing a portfolio also means:
‍

Cutting your handling costs

Automated processing, no more double data entry, centralized data: your teams focus on the high-value cases, and your cost-to-serve drops sustainably. With Korint, you can cut your unpaid premium handling or the time spent creating a quote in half.

Making your data and steering reliable

Clean, traceable, real-time-usable data is the prerequisite for fine-grained steering of loss ratios, profitability by segment, performance by distributor, and improved risk selection. It's also the foundation for any credible AI use case. At Korint, we know how to take over entire portfolios, with up to several million policies processed in bulk, thanks to our import tool powered by AI automation.

Staying attractive to your networks

A modern extranet, smooth journeys, fast turnaround times: that's what broker partners expect today. Modernizing means protecting your book of business against new digital entrants.

How does it work?

From your legacy portfolio to a modern platform with Korint

Korint is a SaaS portfolio management platform built by industry experts, for industry experts. It's designed to absorb existing portfolios, whatever the state of your current stack (and whatever the level of broker delegation: underwriting, handling or premium collection).

Step 1

Map the existing setup

You start from your portfolio as it is: products, coverages, business rules, delegation model, data formats. Our industry experts help you map what exists, identify priority pain points and define a realistic migration scope. No big bang: we sequence the work to limit risk.

Step 2

Take over the contracts

We take over your contract stock, your work in progress, your premium receipts, your claims history and your full document management system. Data and documents are rationalized, made reliable and structured inside Korint, in an environment certified ISO 27001 and SOC 2 Type II. You keep operational continuity and recover usable data, where it was previously scattered.

Step 3

Modernize underwriting and distribution

Korint is a modular platform: you decide what you modernize. You can take only the back-office and keep your current underwriting journeys, or go all the way to a full product redeployment with a modern underwriting journey and a customizable extranet for your broker partners. Underwriting rules, pricing tables and documents are configurable without depending on an IT department or an integrator.

Step 4

Industrialize handling and steering

Endorsements, renewals, premium issuance, collection, claims handling: everything is processed in a single platform, in real time, with no double entry. Your AI agents take over recurring handling tasks. You centralize the data to steer performance and iterate continuously.

The result

What you gain

A gradual migration, portfolio by portfolio, with no service disruption

Clean, centralized, real-time data you can actually use

Lower cost-to-serve and higher team productivity

A modernized experience for broker partners and policyholders

An all-in-one Core Insurance Platform, built to meet the challenges of insurance players in the AI era

AI agents capable of handling your processing tasks for an 86% productivity gain

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more about Korint?

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