Use case

Modernize an existing portfolio

For insurers, wholesale brokers and MGAs who want to digitize their legacy portfolios without rebuilding everything from scratch or tying up their IT department for 18 months.

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Insurance professionals discussing a portfolio in an open-plan office, one of them holding a tablet

Who is this for?

Insurers, wholesale brokers and MGAs

Legacy portfolios, still profitable, but run on systems that no longer evolve: a proprietary back-office, outdated extranets, data scattered across several tools.

The cost is well known: productivity, service quality, steering. What holds you back is the risk of a major IT project run on portfolios that are live in production.

The problem

A legacy portfolio is debt that keeps piling up

Most existing portfolios still rely on a stack that hasn’t kept pace with the market:

  • A proprietary back-office that has become rigid to evolve
  • Data scattered across files, extranets and internal tools
  • Manual handling processes that weigh on team productivity
  • A dated user experience, miles away from what new entrants offer
The result: every endorsement, every renewal, every service request takes more time than it should. Steering is done by hand, data isn’t always reliable, and regulatory or product changes turn into full-blown projects. Meanwhile, your digital competitors are gaining ground with your distribution networks.

Why it matters

Take back control of your legacy portfolios

Until now, modernizing a portfolio meant a full overhaul. With Korint, migration happens portfolio by portfolio: operational risk stays under control and the first gains land within the first few months.

Modernizing a portfolio also means:

Cutting your handling costs

Automated processing, no more double data entry, centralized data: your teams focus on the high-value cases, and your cost-to-serve drops sustainably. With Korint, you can cut your unpaid premium handling or the time spent creating a quote in half.

Making your data and steering reliable

Clean, traceable, real-time-usable data is the prerequisite for fine-grained steering of loss ratios, profitability by segment, performance by distributor, and improved risk selection. It’s also the foundation for any credible AI use case. At Korint, we know how to take over entire portfolios, with up to several million policies processed in bulk, thanks to our import tool powered by AI automation.

Staying attractive to your networks with built-in AI

Built-in AI at the core of the system: a modern extranet, smooth journeys, fast turnaround times, that’s what broker partners expect today.

How it works

From your legacy portfolio to a modern platform with Korint

Korint is a SaaS portfolio management platform. It’s designed to absorb existing portfolios, whatever the state of your current stack (and whatever the level of broker delegation: underwriting, handling or premium collection).

  1. Step 1

    Map the existing setup

    You start from your portfolio as it is: products, coverages, business rules, delegation model, data formats. Our industry experts help you map what exists, identify priority pain points and define a realistic migration scope. No big bang: we sequence the work to limit risk.

  2. Step 2

    Take over the contracts

    We take over your contract stock, your work in progress, your premium receipts, your claims history and your full document management system. Data and documents are rationalized, made reliable and structured inside Korint, in an environment certified ISO 27001 and SOC 2 Type II. You keep operational continuity and recover usable data, where it was previously scattered.

  3. Step 3

    Modernize underwriting and distribution

    Korint is a modular platform: you decide what you modernize. You can take only the back-office and keep your current underwriting journeys, or go all the way to a full product redeployment with a modern underwriting journey and a customizable extranet for your broker partners. Underwriting rules, pricing tables and documents are configurable without depending on an IT department or an integrator.

  4. Step 4

    Industrialize handling and steering

    Endorsements, renewals, premium issuance, collection, claims handling: everything is processed in a single platform, in real time, with no double entry. Your AI agents take over recurring handling tasks. You centralize the data to steer performance and iterate continuously.

The result

What you gain

  • A gradual migration, portfolio by portfolio, with no service disruption

  • Clean, centralized, real-time data you can actually use

  • Lower cost-to-serve and higher team productivity

  • A modernized experience for broker partners and policyholders

  • An all-in-one Core Insurance Platform, built to meet the challenges of insurance players in the AI era

  • AI agents capable of handling your processing tasks for an 86% productivity gain

Want to find out more about Korint?

Our teams are at your disposal.

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