Feature catalogue

Our features

Explore the functional coverage of our insurance management platform.

All features

55 features

  • Underwriting, pricing & quotes

    Quote generation

    Deliver instant, personalised commercial proposals to maximise your conversion rates.

    What it covers

    • Automated premium calculation
    • Customisable options and coverages
    • White-label PDF export
    • Automatic email delivery
  • Underwriting, pricing & quotes

    Pricing engine

    Manage your rates independently and adjust your rating tables without waiting on an IT project.

    What it covers

    • Digitisation of your rating tables
    • Configurable formulas and coefficients
    • Versioning and effective dates
    • Simulation before going live
  • Underwriting, pricing & quotes

    Pricing APIs

    Centralise your business rules and expose your rates in real time via API to evolve your offers independently.

    What it covers

    • Rate exposure via REST APIs
    • Request and volume history
    • Confidentiality of pricing rules
    • Control over rate updates
  • Underwriting, pricing & quotes

    Underwriting rules engine

    Secure your underwriting policy by applying it automatically to every new business.

    What it covers

    • Accept, decline and referral rules
    • Eligibility criteria and exclusions
    • Sum insured and exposure limits
    • Traceability of every decision
  • Underwriting, pricing & quotes

    Online subscription journey

    Offer an end-to-end digital journey, from quote to signature, to your customers and distributors, compatible with your existing backends.

    What it covers

    • Dynamic forms per product
    • Resume abandoned journeys
    • Desktop and mobile versions
  • Underwriting, pricing & quotes

    Conditional supporting documents

    Request only the documents you truly need to reduce friction at subscription.

    What it covers

    • Requirement rules based on risk profile
    • Triggers by coverage or amount
    • Dynamic checklist for the customer
    • Targeted reminders for missing documents
  • Underwriting, pricing & quotes

    Electronic document management (EDM)

    Centralise every document of a file in a single space and track its status in real time.

    What it covers

    • Online upload by the customer or broker
    • Status tracking (expected, received, validated)
    • Automatic reminders
    • Archiving linked to the policy
    • Document output generation
  • Underwriting, pricing & quotes

    Vehicle identification by licence plate

    Make motor data entry reliable and cut subscription time down to seconds.

    What it covers

    • Retrieval of technical specifications
    • Form pre-filling
    • Declaration consistency checks
    • Fewer pricing errors
  • Policy administration & lifecycle

    Dynamic and behavioural repricing

    Automatically adjust premiums at regular intervals (monthly, quarterly) using real-time external data feeds.

    What it covers

    • Connection to external data feeds (IoT, weather, telematics)
    • Automatic premium adjustment at each instalment
    • Recalculation based on usage or risk scores
    • Transparent policyholder notification and updated premium calls
  • Policy administration & lifecycle

    New business issuance

    Turn an accepted quote into an active policy instantly, with no re-keying or manual checks.

    What it covers

    • One-click quote-to-policy conversion
    • Automatic numbering and referencing
    • Contractual document generation
    • Real-time portfolio update
  • Policy administration & lifecycle

    Policy management and amendments

    Give your teams an immediate, reliable view of every policy and its changes.

    What it covers

    • Instant endorsements and amendments
    • Full version history
    • Automatic premium recalculation
    • Unified portfolio view
  • Policy administration & lifecycle

    Policy renewal

    Secure your recurring revenue with automatically managed renewal campaigns.

    What it covers

    • Automated renewal schedule
    • Rate revaluation and indexation
    • Renewal notices generated and sent
    • Tracking of tacit renewals
  • Policy administration & lifecycle

    Controlled cancellation

    Apply regulatory grounds and notice periods with no risk of error on portfolio exits.

    What it covers

    • Configured legal grounds and deadlines
    • Pro-rata and refund calculation
    • Generated cancellation letters
    • Full traceability of the request
  • Policy administration & lifecycle

    Exception engine

    Authorise commercial exceptions while keeping control of your risk policy.

    What it covers

    • Governed exception requests
    • Tiered approval workflows
    • Authority limits per user
    • History and reporting of deviations
  • Policy administration & lifecycle

    Document output module

    Automatically produce compliant, on-brand documents, available instantly.

    What it covers

    • Configurable white-label templates
    • Policy schedules and certificates
    • Generation at every policy change
    • Availability in the customer portal
  • Policy administration & lifecycle

    Multiple signatories

    Seamlessly handle policies binding several parties, common in commercial lines.

    What it covers

    • Configurable signing order and roles
    • Individual status tracking
    • Reminders per signatory
    • Completion upon final signature
  • Policy administration & lifecycle

    E-signature of contractual documents

    Close remotely in minutes with guaranteed legal validity.

    What it covers

    • eIDAS-compliant signature
    • Automated sending and reminders
    • Proof of integrity and timestamping
    • Archiving of the evidence file
  • Policy administration & lifecycle

    In-person signature

    Sign on site in a branch or meeting, with the same level of compliance as remote signing.

    What it covers

    • Signature on tablet or mobile
    • Signatory identity verification via OTP
    • Dedicated advisor journey
    • Immediate delivery of documents
  • Policy administration & lifecycle

    Automated switching cancellation (Loi Hamon)

    Automate the cancellation of third-party policies to speed up business takeover in full compliance.

    What it covers

    • Automatic generation and sending of registered e-letters (LRE)
    • Management of renewal dates and legal notice periods
    • Status tracking and handling of third-party responses
    • Seamless continuity of cover for the policyholder
  • Policy administration & lifecycle

    Customer portal

    Reduce servicing requests by giving policyholders autonomy over their policy.

    What it covers

    • View policies and coverages
    • Download documents and certificates
    • Online claim notification
    • Payment and due date tracking
  • Policy administration & lifecycle

    Insured Vehicles File (FVA) connector

    Meet your motor reporting obligations automatically and on time.

    What it covers

    • Automatic reporting of motor policies
    • Update at every policy change
    • Handling of rejections and corrections
    • Transmission history
  • Policy administration & lifecycle

    Gmail and Outlook mailbox integration

    Keep track of every customer exchange directly in the relevant file.

    What it covers

    • Sync of incoming and outgoing emails
    • Automatic linking to the policy
    • Sending from the platform
    • History shared across handlers
  • Policy administration & lifecycle

    Note-taking

    Keep a file's context so any handler can pick it up.

    What it covers

    • Notes linked to the policy or claim
    • Team mentions and notifications
    • Timestamp and author
    • Search across history
  • Payments, accounting & commissions

    Premium instalments

    Match the payment schedule to your policyholders' means without adding management complexity.

    What it covers

    • Monthly, quarterly and annual schedules
    • Automatic instalment calculation
    • Configurable instalment fees
    • Handling of mid-term endorsements
  • Payments, accounting & commissions

    Premium collection

    Secure your financial flows end to end, from the policyholder to the risk carrier.

    What it covers

    • SEPA direct debit and card payments
    • Automatic payment reconciliation
    • Flow tracking per policy
  • Payments, accounting & commissions

    Distributor commission payouts

    Make your network's remuneration reliable and eliminate manual spreadsheet calculations.

    What it covers

    • Configurable commission schedules
    • Automatic calculation per policy and tier
    • Generated commission statements
    • Tracking of payouts and clawbacks
  • Payments, accounting & commissions

    Customer invoicing

    Issue clear, compliant billing documents consistent with the payment schedule.

    What it covers

    • Generation of premium notices and invoices
    • Breakdown of premium, taxes and fees
    • Automatic sending to the customer
    • History available at any time
  • Payments, accounting & commissions

    Multiple payers

    Cover set-ups where the payer is not the policyholder, common in group and affinity insurance.

    What it covers

    • Premium split between payers
    • Separate bank details
    • Premium notices per payer
    • Individual tracking of unpaid premiums
  • Payments, accounting & commissions

    Offline payment recording

    Bring cheque, bank transfer and cash payments into the same accounting chain as digital payments.

    What it covers

    • Manual payment entry
    • Matching with the relevant instalment
    • Supporting documents attached to the policy
    • Immediate balance update
  • Payments, accounting & commissions

    Automated unpaid premium management

    Protect your margin by handling payment defaults through an automated process.

    What it covers

    • Automatic detection of rejected payments
    • Configurable dunning scenarios
    • Automatic formal notice and suspension of cover
    • Receivables tracking dashboard
  • Claims management

    Claims management

    Automate your claims handling chain, from file opening to settlement calculation.

    What it covers

    • Orchestration of handling steps by product
    • Multi-party assignment (internal handlers, TPAs, expert networks)
    • Management of accounting provisions and reserves
    • Handling time tracking and automatic reminders
  • Claims management

    Claims notification journey

    Offer a simple notification experience tailored to each product, even for complex risks.

    What it covers

    • eFNOL forms per line of business
    • Upload of photos and supporting documents
    • Automatic acknowledgement of receipt
    • Progress tracking for the policyholder
  • Claims management

    Third-party administrator (TPA) integration

    Delegate claims handling without losing visibility over your files or your loss experience.

    What it covers

    • Automatic file transfer
    • Synchronisation of statuses and reserves
    • Two-way document exchange
    • Consolidation in your reporting
  • Claims management

    Claims fraud detection

    Reduce your claims costs by identifying high-risk files from first notification.

    What it covers

    • Automatic risk scoring
    • Duplicate and repeat claim detection
    • Alerts on inconsistencies
    • Referral to manual review
  • AI, automation & compliance

    AI Companion

    Give your handlers an assistant that knows your policies and speeds up every daily task.

    What it covers

    • Natural-language search across the portfolio
    • File and policy summaries
  • AI, automation & compliance

    AI document processing

    Automate the analysis of supporting documents to speed up underwriting and claims handling.

    What it covers

    • Advanced OCR
    • Data extraction
    • Authenticity checks
    • Field pre-filling
  • AI, automation & compliance

    Document fraud detection

    Protect your portfolio and your claim payments against forged documents.

    What it covers

    • File metadata analysis
    • Detection of edits and forgery
    • Cross-document consistency checks
    • Handler alert when in doubt
  • AI, automation & compliance

    AML/CFT compliance

    Meet your regulatory obligations with checks built into the journey, not bolted on.

    What it covers

    • Sanctions and PEP list screening
    • Customer risk assessment
    • Rule-triggered enhanced due diligence
    • Audit trail and evidence retention
  • AI, automation & compliance

    Automated compliance engine

    Automatically approve compliant subscriptions and claim settlements through a tailor-made rules engine.

    What it covers

    • AML/CFT checks and fraud score
    • Document / form consistency checks
    • Bank details and history verification
    • Automatic routing of suspicious cases
  • Architecture & distribution

    Public API

    Build your own journeys and integrations on a platform that is open by design.

    What it covers

    • Documented REST API
    • Webhooks on key events
    • Dedicated sandbox environment
    • Key and quota management
  • Architecture & distribution

    Third-party tool integrations

    Connect your platform to your existing ecosystem instead of replacing it.

    What it covers

    • CRM, marketing and BI tools
    • Payment and e-signature providers
    • Risk data connectors
    • Custom integrations via API
  • Architecture & distribution

    SSO via the client's IdP

    Align platform access with your internal security policy.

    What it covers

    • SAML 2.0 and OpenID Connect
    • Account provisioning
    • Inherited multi-factor authentication
    • Immediate access revocation
  • Architecture & distribution

    Automated task management

    Streamline handlers' collaborative work by centralising and automating file processing.

    What it covers

    • Smart routing of tasks to the right people
    • Automatic alerts and reminders on delays
    • Activity and performance dashboards
    • Direct connection to policy and claim events
  • Architecture & distribution

    Multilingual interface

    Roll out your product across several markets with a single platform.

    What it covers

    • Interface available in several languages
    • Localised contractual documents
    • Date, currency and number formats
    • New languages added without development
  • Architecture & distribution

    Access and permission management

    Control precisely who sees what and who can act, down to the portfolio level.

    What it covers

    • Configurable roles and profiles
    • Data scopes per entity
    • Authority limits per user
    • Action audit log
  • Architecture & distribution

    Broker portal & introducer extranet

    Equip your intermediaries and brokers with a dedicated space to quote, bind and follow their clients independently (B2B2C / B2B2B).

    What it covers

    • Dedicated sales space and raters
    • Multi-product subscription journeys
    • File and client portfolio tracking
    • Access to commission statements
  • Architecture & distribution

    Direct distribution

    Sell your offers directly to end customers through smooth digital journeys optimised for conversion.

    What it covers

    • 100% digital web and mobile subscription journeys
    • Quote funnel and secure online payment
    • Self-service customer portal for policy tracking
    • Native integration with your marketing campaigns
  • Architecture & distribution

    Affinity & embedded distribution

    Embed your coverages at the heart of your commercial partners' offering (B2B2C or B2B2B), under your brand or white-labelled.

    What it covers

    • APIs and widgets for checkout integration (embedded)
    • Full white-label customisation
    • Eligibility rules and contextual offers
    • Automatic reconciliation of sales and commission flows
  • Architecture & distribution

    Network management & governance

    Manage onboarding, agreements and permissions for all your distributors from a single control point.

    What it covers

    • Onboarding and automated broker code creation
    • Multi-level sales hierarchy
    • Configuration of commission schedules and agreements
    • Per-product permissions and compliance (ORIAS)
  • Architecture & distribution

    Agent network

    Oversee your agents' activity while giving them the tools to sell.

    What it covers

    • Agent onboarding and authorisation
    • Restricted access to their portfolio
    • Individual commission tracking
    • Control of regulatory documents
  • Architecture & distribution

    Technical user documentation

    Make your teams autonomous on the platform from day one.

    What it covers

    • Functional guides per module
    • Up-to-date API reference
    • Use cases and best practices
    • Release notes
  • Reporting

    Existing portfolio migration

    Move to Korint with no service disruption or loss of history.

    What it covers

    • Takeover of policies and third parties
    • Data mapping and quality checks
    • Batch migration and reversibility
    • Support from our teams
  • Reporting

    Standard portfolio reporting

    Monitor the health of your business with indicators available from day one.

    What it covers

    • New business, in-force and cancellations
    • Loss ratio and claims experience
    • View by product and distributor
    • CSV and PDF export
  • Reporting

    Operational dashboards

    Steer your business in real time with tailored views for management, handlers and distributors.

    What it covers

    • Real-time KPIs per user profile
    • Sales and commission tracking for your distributors
    • Claims experience and handling time reporting
    • Customisable data exports and reports
  • Reporting

    Custom reporting

    Build the analyses your business needs without going through a vendor or an IT project.

    What it covers

    • Choice of indicators and dimensions
    • Customisable filters and periods
    • Scheduled email distribution
    • Connection to your BI tools

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