Feature catalogue
Our features
Explore the functional coverage of our insurance management platform.
All features
55 features
Underwriting, pricing & quotes
Quote generation
Deliver instant, personalised commercial proposals to maximise your conversion rates.
What it covers
- Automated premium calculation
- Customisable options and coverages
- White-label PDF export
- Automatic email delivery
Underwriting, pricing & quotes
Pricing engine
Manage your rates independently and adjust your rating tables without waiting on an IT project.
What it covers
- Digitisation of your rating tables
- Configurable formulas and coefficients
- Versioning and effective dates
- Simulation before going live
Underwriting, pricing & quotes
Pricing APIs
Centralise your business rules and expose your rates in real time via API to evolve your offers independently.
What it covers
- Rate exposure via REST APIs
- Request and volume history
- Confidentiality of pricing rules
- Control over rate updates
Underwriting, pricing & quotes
Underwriting rules engine
Secure your underwriting policy by applying it automatically to every new business.
What it covers
- Accept, decline and referral rules
- Eligibility criteria and exclusions
- Sum insured and exposure limits
- Traceability of every decision
Underwriting, pricing & quotes
Online subscription journey
Offer an end-to-end digital journey, from quote to signature, to your customers and distributors, compatible with your existing backends.
What it covers
- Dynamic forms per product
- Resume abandoned journeys
- Desktop and mobile versions
Underwriting, pricing & quotes
Conditional supporting documents
Request only the documents you truly need to reduce friction at subscription.
What it covers
- Requirement rules based on risk profile
- Triggers by coverage or amount
- Dynamic checklist for the customer
- Targeted reminders for missing documents
Underwriting, pricing & quotes
Electronic document management (EDM)
Centralise every document of a file in a single space and track its status in real time.
What it covers
- Online upload by the customer or broker
- Status tracking (expected, received, validated)
- Automatic reminders
- Archiving linked to the policy
- Document output generation
Underwriting, pricing & quotes
Vehicle identification by licence plate
Make motor data entry reliable and cut subscription time down to seconds.
What it covers
- Retrieval of technical specifications
- Form pre-filling
- Declaration consistency checks
- Fewer pricing errors
Policy administration & lifecycle
Dynamic and behavioural repricing
Automatically adjust premiums at regular intervals (monthly, quarterly) using real-time external data feeds.
What it covers
- Connection to external data feeds (IoT, weather, telematics)
- Automatic premium adjustment at each instalment
- Recalculation based on usage or risk scores
- Transparent policyholder notification and updated premium calls
Policy administration & lifecycle
New business issuance
Turn an accepted quote into an active policy instantly, with no re-keying or manual checks.
What it covers
- One-click quote-to-policy conversion
- Automatic numbering and referencing
- Contractual document generation
- Real-time portfolio update
Policy administration & lifecycle
Policy management and amendments
Give your teams an immediate, reliable view of every policy and its changes.
What it covers
- Instant endorsements and amendments
- Full version history
- Automatic premium recalculation
- Unified portfolio view
Policy administration & lifecycle
Policy renewal
Secure your recurring revenue with automatically managed renewal campaigns.
What it covers
- Automated renewal schedule
- Rate revaluation and indexation
- Renewal notices generated and sent
- Tracking of tacit renewals
Policy administration & lifecycle
Controlled cancellation
Apply regulatory grounds and notice periods with no risk of error on portfolio exits.
What it covers
- Configured legal grounds and deadlines
- Pro-rata and refund calculation
- Generated cancellation letters
- Full traceability of the request
Policy administration & lifecycle
Exception engine
Authorise commercial exceptions while keeping control of your risk policy.
What it covers
- Governed exception requests
- Tiered approval workflows
- Authority limits per user
- History and reporting of deviations
Policy administration & lifecycle
Document output module
Automatically produce compliant, on-brand documents, available instantly.
What it covers
- Configurable white-label templates
- Policy schedules and certificates
- Generation at every policy change
- Availability in the customer portal
Policy administration & lifecycle
Multiple signatories
Seamlessly handle policies binding several parties, common in commercial lines.
What it covers
- Configurable signing order and roles
- Individual status tracking
- Reminders per signatory
- Completion upon final signature
Policy administration & lifecycle
E-signature of contractual documents
Close remotely in minutes with guaranteed legal validity.
What it covers
- eIDAS-compliant signature
- Automated sending and reminders
- Proof of integrity and timestamping
- Archiving of the evidence file
Policy administration & lifecycle
In-person signature
Sign on site in a branch or meeting, with the same level of compliance as remote signing.
What it covers
- Signature on tablet or mobile
- Signatory identity verification via OTP
- Dedicated advisor journey
- Immediate delivery of documents
Policy administration & lifecycle
Automated switching cancellation (Loi Hamon)
Automate the cancellation of third-party policies to speed up business takeover in full compliance.
What it covers
- Automatic generation and sending of registered e-letters (LRE)
- Management of renewal dates and legal notice periods
- Status tracking and handling of third-party responses
- Seamless continuity of cover for the policyholder
Policy administration & lifecycle
Customer portal
Reduce servicing requests by giving policyholders autonomy over their policy.
What it covers
- View policies and coverages
- Download documents and certificates
- Online claim notification
- Payment and due date tracking
Policy administration & lifecycle
Insured Vehicles File (FVA) connector
Meet your motor reporting obligations automatically and on time.
What it covers
- Automatic reporting of motor policies
- Update at every policy change
- Handling of rejections and corrections
- Transmission history
Policy administration & lifecycle
Gmail and Outlook mailbox integration
Keep track of every customer exchange directly in the relevant file.
What it covers
- Sync of incoming and outgoing emails
- Automatic linking to the policy
- Sending from the platform
- History shared across handlers
Policy administration & lifecycle
Note-taking
Keep a file's context so any handler can pick it up.
What it covers
- Notes linked to the policy or claim
- Team mentions and notifications
- Timestamp and author
- Search across history
Payments, accounting & commissions
Premium instalments
Match the payment schedule to your policyholders' means without adding management complexity.
What it covers
- Monthly, quarterly and annual schedules
- Automatic instalment calculation
- Configurable instalment fees
- Handling of mid-term endorsements
Payments, accounting & commissions
Premium collection
Secure your financial flows end to end, from the policyholder to the risk carrier.
What it covers
- SEPA direct debit and card payments
- Automatic payment reconciliation
- Flow tracking per policy
Payments, accounting & commissions
Distributor commission payouts
Make your network's remuneration reliable and eliminate manual spreadsheet calculations.
What it covers
- Configurable commission schedules
- Automatic calculation per policy and tier
- Generated commission statements
- Tracking of payouts and clawbacks
Payments, accounting & commissions
Customer invoicing
Issue clear, compliant billing documents consistent with the payment schedule.
What it covers
- Generation of premium notices and invoices
- Breakdown of premium, taxes and fees
- Automatic sending to the customer
- History available at any time
Payments, accounting & commissions
Multiple payers
Cover set-ups where the payer is not the policyholder, common in group and affinity insurance.
What it covers
- Premium split between payers
- Separate bank details
- Premium notices per payer
- Individual tracking of unpaid premiums
Payments, accounting & commissions
Offline payment recording
Bring cheque, bank transfer and cash payments into the same accounting chain as digital payments.
What it covers
- Manual payment entry
- Matching with the relevant instalment
- Supporting documents attached to the policy
- Immediate balance update
Payments, accounting & commissions
Automated unpaid premium management
Protect your margin by handling payment defaults through an automated process.
What it covers
- Automatic detection of rejected payments
- Configurable dunning scenarios
- Automatic formal notice and suspension of cover
- Receivables tracking dashboard
Claims management
Claims management
Automate your claims handling chain, from file opening to settlement calculation.
What it covers
- Orchestration of handling steps by product
- Multi-party assignment (internal handlers, TPAs, expert networks)
- Management of accounting provisions and reserves
- Handling time tracking and automatic reminders
Claims management
Claims notification journey
Offer a simple notification experience tailored to each product, even for complex risks.
What it covers
- eFNOL forms per line of business
- Upload of photos and supporting documents
- Automatic acknowledgement of receipt
- Progress tracking for the policyholder
Claims management
Third-party administrator (TPA) integration
Delegate claims handling without losing visibility over your files or your loss experience.
What it covers
- Automatic file transfer
- Synchronisation of statuses and reserves
- Two-way document exchange
- Consolidation in your reporting
Claims management
Claims fraud detection
Reduce your claims costs by identifying high-risk files from first notification.
What it covers
- Automatic risk scoring
- Duplicate and repeat claim detection
- Alerts on inconsistencies
- Referral to manual review
AI, automation & compliance
AI Companion
Give your handlers an assistant that knows your policies and speeds up every daily task.
What it covers
- Natural-language search across the portfolio
- File and policy summaries
AI, automation & compliance
AI document processing
Automate the analysis of supporting documents to speed up underwriting and claims handling.
What it covers
- Advanced OCR
- Data extraction
- Authenticity checks
- Field pre-filling
AI, automation & compliance
Document fraud detection
Protect your portfolio and your claim payments against forged documents.
What it covers
- File metadata analysis
- Detection of edits and forgery
- Cross-document consistency checks
- Handler alert when in doubt
AI, automation & compliance
AML/CFT compliance
Meet your regulatory obligations with checks built into the journey, not bolted on.
What it covers
- Sanctions and PEP list screening
- Customer risk assessment
- Rule-triggered enhanced due diligence
- Audit trail and evidence retention
AI, automation & compliance
Automated compliance engine
Automatically approve compliant subscriptions and claim settlements through a tailor-made rules engine.
What it covers
- AML/CFT checks and fraud score
- Document / form consistency checks
- Bank details and history verification
- Automatic routing of suspicious cases
Architecture & distribution
Public API
Build your own journeys and integrations on a platform that is open by design.
What it covers
- Documented REST API
- Webhooks on key events
- Dedicated sandbox environment
- Key and quota management
Architecture & distribution
Third-party tool integrations
Connect your platform to your existing ecosystem instead of replacing it.
What it covers
- CRM, marketing and BI tools
- Payment and e-signature providers
- Risk data connectors
- Custom integrations via API
Architecture & distribution
SSO via the client's IdP
Align platform access with your internal security policy.
What it covers
- SAML 2.0 and OpenID Connect
- Account provisioning
- Inherited multi-factor authentication
- Immediate access revocation
Architecture & distribution
Automated task management
Streamline handlers' collaborative work by centralising and automating file processing.
What it covers
- Smart routing of tasks to the right people
- Automatic alerts and reminders on delays
- Activity and performance dashboards
- Direct connection to policy and claim events
Architecture & distribution
Multilingual interface
Roll out your product across several markets with a single platform.
What it covers
- Interface available in several languages
- Localised contractual documents
- Date, currency and number formats
- New languages added without development
Architecture & distribution
Access and permission management
Control precisely who sees what and who can act, down to the portfolio level.
What it covers
- Configurable roles and profiles
- Data scopes per entity
- Authority limits per user
- Action audit log
Architecture & distribution
Broker portal & introducer extranet
Equip your intermediaries and brokers with a dedicated space to quote, bind and follow their clients independently (B2B2C / B2B2B).
What it covers
- Dedicated sales space and raters
- Multi-product subscription journeys
- File and client portfolio tracking
- Access to commission statements
Architecture & distribution
Direct distribution
Sell your offers directly to end customers through smooth digital journeys optimised for conversion.
What it covers
- 100% digital web and mobile subscription journeys
- Quote funnel and secure online payment
- Self-service customer portal for policy tracking
- Native integration with your marketing campaigns
Architecture & distribution
Affinity & embedded distribution
Embed your coverages at the heart of your commercial partners' offering (B2B2C or B2B2B), under your brand or white-labelled.
What it covers
- APIs and widgets for checkout integration (embedded)
- Full white-label customisation
- Eligibility rules and contextual offers
- Automatic reconciliation of sales and commission flows
Architecture & distribution
Network management & governance
Manage onboarding, agreements and permissions for all your distributors from a single control point.
What it covers
- Onboarding and automated broker code creation
- Multi-level sales hierarchy
- Configuration of commission schedules and agreements
- Per-product permissions and compliance (ORIAS)
Architecture & distribution
Agent network
Oversee your agents' activity while giving them the tools to sell.
What it covers
- Agent onboarding and authorisation
- Restricted access to their portfolio
- Individual commission tracking
- Control of regulatory documents
Architecture & distribution
Technical user documentation
Make your teams autonomous on the platform from day one.
What it covers
- Functional guides per module
- Up-to-date API reference
- Use cases and best practices
- Release notes
Reporting
Existing portfolio migration
Move to Korint with no service disruption or loss of history.
What it covers
- Takeover of policies and third parties
- Data mapping and quality checks
- Batch migration and reversibility
- Support from our teams
Reporting
Standard portfolio reporting
Monitor the health of your business with indicators available from day one.
What it covers
- New business, in-force and cancellations
- Loss ratio and claims experience
- View by product and distributor
- CSV and PDF export
Reporting
Operational dashboards
Steer your business in real time with tailored views for management, handlers and distributors.
What it covers
- Real-time KPIs per user profile
- Sales and commission tracking for your distributors
- Claims experience and handling time reporting
- Customisable data exports and reports
Reporting
Custom reporting
Build the analyses your business needs without going through a vendor or an IT project.
What it covers
- Choice of indicators and dimensions
- Customisable filters and periods
- Scheduled email distribution
- Connection to your BI tools
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