Korint Engine: The End of Legacy Rating Engines in Insurance
In P&C insurance — and especially in commercial and specialty lines — pricing still relies far too often on outdated tooling: spreadsheets, manual business rules, local systems connected to nothing. That analogue approach creates three major roadblocks:
- Rigid, outdated rating engines, making every pricing change slow and risky.
- Low operational agility, where each adjustment requires technical teams or external integrators.
- No exposed API, drastically limiting digital distribution — and therefore growth.
Korint Engine: A Modern, Modular Alternative
Korint Engine was built to answer exactly these challenges. This API-first underwriting and rating engine fully digitalizes your business rules, so you can launch, adjust and expose your products in real time, with no technical dependency.
Already used by insurers, wholesale brokers and delegated brokers across retail, mobility and commercial products, it replaces legacy systems for good.
Key Capabilities of Korint Engine
1. A plug&play product configurator
Your business teams configure new products, rules and rates through an intuitive interface, without heavy lifting. Everything is documented automatically and made available over API.
2. A versioned, API-native rating engine
No more rate files shared over email. With our API rating module, you publish and update your rates safely, with full versioning and room for external integrations.
3. A dedicated underwriter interface
Your underwriting teams steer the rules, track volumes and pull reporting directly in the interface. Simple, fast, and free of re-keying.
4. Business rules, referrals and traceability
Handle exceptions, specific clauses and approval workflows in full compliance. Korint Engine traces every event, so your governance holds up to scrutiny.
A Modular Solution, Ready to Integrate
Korint Engine runs standalone or plugs into your core insurance stack. It adapts to your architecture and supports:
- Real-time rating and underwriting
- Complex delegation models
- Integration with a broker extranet
- Connection to a CRM or a third-party document generation solution
ISO 27001 certified, with API response times under 135 ms and 99.97% uptime, it meets the most demanding standards in the industry.
Why This Is Strategic
Launching a new insurance product should never be held back by a technical constraint. With Korint Engine, you accelerate time to market, keep control of your risks, and give your partners a smooth, industrialized experience.
It’s a new way to operate, in service of your growth.
👉 To see how Korint Engine can transform your underwriting processes, visit our dedicated page or contact us for a personalized demonstration.