Top 5 Core Insurance Platforms for MGAs, wholesale brokers and delegated authority partners in P&C insurance

Which platform should you choose to launch, manage and distribute your P&C portfolios in France? This comparison reviews the five leading platforms against the criteria that truly matter to MGAs and delegated authority brokers.

Why this comparison?

The market for MGAs and delegated authority brokers in P&C insurance is undergoing a profound shift. Two needs come up time and again: launching a new product fast without disrupting the existing back office, or migrating an entire portfolio onto a modern platform within weeks.

This comparison assesses five platforms on what really counts: fit with the French market, data sovereignty, deployment speed, rating engine, and AI.

#1 Korint: the go-to platform for MGAs in France

Origin: France · ISO 27001 · SOC 2 Type 2 · GDPR · Hosting: Europe

Korint covers the entire policy lifecycle (underwriting, rating, digital distribution, claims) with native AI embedded at every stage. It operates in two complementary modes:

• All-in-one or modular: full platform as your core system, or pick only the modules you need.
• Plug and play and low code: every component connects to existing back office within weeks, with no rip-and-replace.
• Launch new products: bring a new line of business to market without disrupting existing systems, 1.5 months on average for a new product.
• Migration of portfolios: move an entire book of business onto Korint, with complete migration delivered in a matter of weeks.
• +48% productivity within 12 months · +52% growth across active portfolios.
• Clients: Marsh, Aon, WTW, Wakam, Yeet Assurance, Tutassûr.

Learn more: korint.io

#2 Guidewire: the global benchmark in Anglo-Saxon markets

Origin: United States · 500+ insurers across 40 countries

Guidewire InsuranceSuite is the global benchmark for core operations at major P&C insurers: robust, battle-tested and deployed in over 40 countries. Its architecture and implementation timelines, however, can prove long and complex (12 to 36 months) for targeted or mid-sized projects.

• Bespoke implementation, typically 12 to 24 months, sized for large-scale transformations.
• Mature, reliable cloud infrastructure; European hosting options are available depending on configuration.
• Limited footprint in the MGA / delegated authority segment in France.

#3 Duck Creek Technologies: cloud SaaS for P&C, built for the US market

Origin: United States · Focus: North American market

Duck Creek offers a cloud-native architecture well regarded in the US, including a dedicated MGA module. The platform is known for its configuration flexibility and rapid release cadence.

• No commercial presence in France to date.
• Robust, frequently updated cloud infrastructure; data residency to be verified against your requirements.
• Implementation requires a specialist integrator, which extends timelines.

#4 Socotra: API-first platform for English-speaking insurtechs

Origin: United States · Focus: US & UK MGAs and insurtechs

Socotra appeals to technical teams with its API-first architecture and fast onboarding. The platform is highly open and suits organisations with strong in-house development capabilities.

• Centred on the US and UK markets: few references in France.
• French regulatory specifics (ACPR, IDD) require additional development work.
• No packaged rating engine or broker extranet: both must be built via API.

#5 Majesco: CloudInsurer for specialty insurers

Origin: United States · Focus: specialty insurers and North American MGAs

Majesco CloudInsurer targets specialty insurers and MGAs, primarily in North America. Its analytics module (Majesco Intelligence) is a genuine asset for data teams.

• Limited presence and references in Europe.
• Adaptation required for French regulation (IDD, ACPR).
• Significant project budget to anticipate: integrator-led implementation required.

What to choose

Guidewire, Duck Creek, Socotra and Majesco are serious platforms, but they are optimised for the large-scale core operations of US and UK players. For an insurer, MGA, wholesale broker or delegated authority partner operating in France, their architecture, timelines and commercial models simply don't match the agility at stake.

Korint is the platform natively built for the French and European market, covering the entire value chain. It lets you launch new lines of business without touching your existing systems, run a full portfolio migration in weeks, or replace your core system altogether to simplify the management of the entire contract lifecycle.

Discover Korint: korint.io/contact